What do you aspire to in life? Whatever your objectives, a personalised wealth plan can help you reach them sooner, with less risk. We review your current position and establish your goals to then look for opportunities to either enhance your existing wealth accumulation plan or create a new one.
When you live a rich and active life, it can be difficult to give your investments the attention they deserve, especially when markets are volatile. We can help you navigate the complexities of today’s investment markets and build a portfolio that will stand the test of time. After we assess your first risk tolerance we give you access to a diverse range of investment options and establish a disciplined approach to review your investments in line with your strategy.
With its built-in tax advantages, super is a powerful vehicle for long-term wealth creation, despite growing regulatory complexity. We can help you make the most of the opportunities super has to offer, so you can enjoy the retirement lifestyle you’ve always looked forward to.
This includes (but is not limited to):
- Pre and post retirement strategies
- Retirement income streams
- Centrelink strategies
- GESB planning
- Consolidation of superannuation
- Wealth distribution strategies
- Superannuation death benefits
Self-managed super fund planning
We can help you consider the suitability of a self-managed super fund, set it up for you and guide your ongoing investment strategy to maximise tax-effectiveness and minimise costs. We can provide you with a complete service (compliance, administration, trustee support and investment strategy) or simply be a coach and sounding board when you need it.
As you build on your success, it becomes increasingly important to protect the wealth you’ve worked so hard to create. We can help you safeguard your family’s financial security, now and in the future. We help you put in place strategies to protect your income and assets if you suffer a serious illness or accident. This includes (but is not limited to):
- Life cover
- Total and permanent disability cover
- Critical illness cover
- Income protection
Astute estate planning is essential to protect your family’s future financial security and ensure their lifestyle isn’t impacted by unexpected legal or tax implications. We can help you transfer your wealth smoothly and tax-effectively, so you can leave a lasting legacy for those you care about most. We partner with quality estate planning specialist to give you the certainty you need.
Keeping track of cash flow can be challenging, especially when you have a growing investment portfolio generating multiple income streams. We’ll help you understand and manage your cash flow tax-effectively, so you can be sure your money is working as hard as you do.
Managed well, gearing can multiply your returns and create new opportunities to grow your wealth. Managed poorly, it can undermine your long-term financial security. We can help you secure cost-effective finance, and then keep borrowings under control with accelerated debt reducing strategies. This includes (but is not limited to):
- Debt review and re-structure
- Debt consolidation
- Debt elimination
- Business, home and personal loans