Director / Principal
CFP®, LRS® Life Risk Specialist, BCom (FinPlan)
Ray is a CERTIFIED FINANCIAL PLANNER® professional. He started in financial planning in 2005. He is a LIFE RISK SPECIALIST and has a Bachelor’s of Commerce in Financial Planning (with distinction). He is a member of The Financial Planning Association of Australia. Ray is an assessor for the CERTIFIED FINANCIAL PLANNER® Unit 1 Professionalism program. He was also a tutor for the Personal Finance Unit in Curtin University.
Ray commenced his career in financial planning at non-aligned financial advisory firm Wise FP Pty Ltd in 2005. He later went on to own the majority share of the business and was also the responsible manager of the licensee (AFSL No. 221961). Ray took over the business in 2013 and has run the practice since then.
He is passionate about providing professional, cost effective, values based, unbiased financial advice to everyday Australians.
In his spare time you’ll find Ray with his wife and three kids, or his beloved acoustic guitars.
Client Services Manager
Melanie started in financial planning in 1994. She has worked in every facet of a financial planning business, having started as a Client Service Officer, then progressing through to providing advice directly to clients in 2004. Ray and Melanie started working together in 2005 when Ray began his career in the industry and worked together until 2013.
After a five year hiatus from the industry to raise two children and concentrate on family life, Melanie has recently returned to work as the Client Service Manager at Fortitude.
Melanie is passionate about the client experience, aiming to delivering the highest standard of service at all times.
Client Services / Financial Planning Support
BCom (Econ & Fin)
Joanna graduated from Curtin University with a Bachelor’s degree in Economics & Finance in 2017. During her time at university, she was involved in numerous non-for-profit programs dedicated to improving literacy and numeracy skills of high school students. She was involved in several business case competitions, notably the PwC Innovation Challenge, where she has led her team to compete in the semi-finals.
Joanna commenced her financial planning career with Fortitude Wealth Partners, having previously worked at a real estate firm as a property manager. She hopes to become a paraplanner in the near future.
Outside of work, you’ll find Joanna visiting new cafes and restaurants.