“Ray Ong has been advising my wife and I on our financial investments for a number of years. We have always found Ray to have a good understanding of the financial system, he always kept us well informed with regular communication and he always made himself available whenever we had the need to talk to him on any matter. During the recent global downturn, which was a very worrying time for us, we always felt comfortable and reassured with his advice on the ever changing markets and we will always be grateful to him during this time.” – Mr & Mrs Simons