"Ray had a professional approach to his advice in regards to our financial planning needs especially in the area of insurance. He was very diligent to get to know our needs that led to a plan on the insurance cover which suited us the best. ... Read more

"Getting the right adviser is the first and most important step to getting the right plan/product/insurance. Very happy with his ongoing service and professionalism." - Jack ... Read more

"Ray Ong has been advising my wife and I on our financial investments for a number of years. We have always found Ray to have a good understanding of the financial system, he always kept us well informed with regular communication and he always made ... Read more

“Thank you for the trouble you have taken; you have always been meticulously prepared for your regular meetings with us and have dealt speedily and willingly with any special and particular matters on which we have sought advice and help from you. We ... Read more

"Ray exceeded my expectations at many levels. I am happy with the service provided and I have been referring friends to Ray." – David ... Read more